Terms of Service

1. Introduction

Welcome to Crisent Global Bank. These Terms of Service govern your use of our website and the banking services we provide. By accessing our website or using our services, you agree to be bound by these Terms.

Please read these terms carefully before using our services. If you do not agree with any part of these terms, you may not access our website or use our services.

2. Definitions

"Account" means a customer account with Crisent Global Bank.

"Services" means all banking and financial services offered by Crisent Global Bank.

"Website" means the website operated by Crisent Global Bank at crisentglobal.org.

"User" means any individual who accesses our website or uses our services.

3. Account Registration and Security

To access certain features of our services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for maintaining the confidentiality of your account credentials, including your password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

We reserve the right to suspend or terminate your account at any time if we suspect that you have violated these Terms or if your account has been compromised.

4. Banking Services

Our banking services are subject to additional terms and conditions specific to each service. These additional terms will be provided to you when you apply for or use such services.

All banking services are subject to applicable laws, regulations, and industry standards. We reserve the right to modify, suspend, or discontinue any service at any time without notice.

Interest rates, fees, and charges for our banking services are specified in our Fee Schedule, which is available upon request and may be updated from time to time.

5. Electronic Communications

By using our services, you consent to receive communications from us electronically. We may communicate with you by email or by posting notices on our website. You agree that all agreements, notices, disclosures, and other communications that we provide electronically satisfy any legal requirement for such communications to be in writing.

6. Intellectual Property

The content on our website, including text, graphics, logos, icons, images, and software, is the property of Crisent Global Bank and is protected by copyright, trademark, and other intellectual property laws.

You may not use, reproduce, modify, distribute, or display any portion of our website without our prior written consent.

7. Limitation of Liability

To the maximum extent permitted by law, Crisent Global Bank shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

1. Your access to or use of or inability to access or use our services;
2. Any unauthorized access to or use of our secure servers and/or any personal information stored therein;
3. Any interruption or cessation of transmission to or from our services;
4. Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our services by any third party.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law provisions.

Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of [Jurisdiction].

9. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use our services.